BODY, TD {
	font-family : Verdana, Arial, sans-serif ;
	font-size : 11px;
}

.head 
{ font-family: Helvetica, Arial, sans-serif; font-size: 14pt; letter-spacing: 1pt; }


.size18 
{ font-family: Verdana, Arial, sans-serif; font-size: 18pt; letter-spacing: 0pt; }


.size20 
{ font-family: Verdana, Arial, sans-serif; font-size: 20pt; letter-spacing: 0pt; }


.subheads 
{
	font-family: Verdana, Arial, sans-serif;
	font-size: 11px;
	letter-spacing: 0pt;
	color: #a87f1d;
	font-weight: bold;
}


.size12 
{ font-family: Helvetica, Arial, sans-serif; font-size: 12pt; letter-spacing: 0pt; }


 .nomarg {
 margin-left: 0;
 margin-top: 0;
 margin-right: 0;
 margin-bottom: 0
 }
 
 a:link          {color: #124f8c; text-decoration: none;}
a:visited       {color: #124f8c; text-decoration: none;}
a:active        {color: #124f8c; text-decoration: none;}
a:hover         {color: #124f8c; text-decoration: underline;}
a:visited:hover {color: #124f8c; text-decoration: underline;}

a.navlink:link          {color: #685933; text-decoration: none;}
a.navlink:visited       {color: #685933; text-decoration: none;}
a.navlink:active        {color: #685933; text-decoration: none;}
a.navlink:hover         {color: #685933; text-decoration: underline;}
a.navlink:visited:hover {color: #685933; text-decoration: underline;}